Friday, June 30, 2017

Stressed and I so Want to Go Out and Spend Money

I am so stressed with my job. I can't go into details because I have no idea of any of my coworkers read it.  But just know it is driving me crazy!  And my blood pressure has got to be out of control.
Please pray for me or if you don't pray, at least think about me.  I can't take much more.

Have a great Friday night ya'll!

Sunday, June 25, 2017

Small Aldi Run

Well today saw us going to Aldi after church for a very small run.  We did not buy any meat.  In fact, we need to shop from our freezer to use up what we have as we are running out of room  We don't have a deep freezer.  Just the freezer unit on top of the fridge.

I tell ya, Aldi is really picking up business in my little town.  More and more folks are discovering that you can save $$$ by shopping there.  Sure, you may find an item cheaper at another store but overall I really think they are the cheapest store in town plus they do sell good stuff.  You do have to get over name brand mentality.  Easy to do when you can save so much.

If there is an Aldi near you and you haven't gone.  I say just give them a try.  Even if you don't like it, you won't be spending much but I think you will like them.

these taste really good!

in the back behind the drinks is this package of pretzel, peanut butter and milk chocolate snack thingies.  Oh my they are good! 

Sunday, June 18, 2017

Sunday Mornings

In a couple of hours we will be with our church family worshiping our Lord and Savior Jesus Christ.  I am so thankful that we are able to do this.  There are many countries in this world where this is simply impossible.  Believers meet in the secret quietness of their homes at great risk so being able to do this publicly is quite amazing.

Our church is not perfect because it is filled with sinners with me being no better than anyone else.  Sure there are folks there that get on my nerves just like I'm sure I get on their nerves but hey we are human.  We really are no better than anyone else.

So I've got to get ready to go meet some friends.  Talk to ya'll later!

this is part of the front of my church-the education building and gym are to the left

this is part of the sanctuary-there is one more area to the left with pews

A Frugalista Dream Come True

I am not exactly a frugalista but I am on the road!  Ha ha.  For you regular folks this next suggestion will come at no surprise but for someone who is at the beginning of their frugal journey take note!

The public library can be one of your very best frugal habits.  I don't know about every state but NC requires an ID to get a card.  Give them your name, address and email and VOILA you get a card.  I mean how simple can that be people?  Just think at what is at your fingertips!   Books, magazines, books on tape, newspapers, programs that sometimes have some pretty awesome authors!  For you mystery fans out there how about having Margaret Maron show up-huh?  You get to keep your book for 2 weeks.  You can roam around and look to your hearts delight.  It's like window shopping but it's so much more than that.  And then guess what..................sometimes they can get a book for you from another state so that makes it even better.

And it's all FREE!!!!!!!!!!! It doesn't get any better than that.  I like going to the library.  One of these days I think I may just fall asleep in their comfy chairs. It's so peaceful because it is quiet.  I don't know about you but I crave quietness.  

You aren't an avid reader?  So what!  Go out there and check out a book on a subject you love.  Sports, politics, faith, mysteries, biographies the list goes on and on.  I promise you this is a habit you won't regret and did I mention that it is FREE!!!!!!!!

You can visit countries and solve mysteries all from the comfort of your couch.  Just think about it.  It's a rainy day.  A bit cool.  Make a cup of hot chocolate, get a blanket and your book and get on that couch.  Let that book take you away.  Become your own Jessica Fletcher!  

This is my library.  Photo courtesy of

Let's Try These Pictures Again

I am not computer savvy at all.  Let's try uploading these pics again.

Friday, June 16, 2017

Vacation Time

So we have been on vacation this week and LAWD have mercy is it needed.  It just feels so wonderful to not HAVE to get up at 5:30 and work for someone else.

Where did we go?  I'm glad you asked.  We went to South Carolina, near Pawley's Island, just south of Myrtle Beach. Myrtle Beach is just way too busy.  Too many people and too commercialized.  You can't go 5 feet without a restaurant or one of those shops that sells cheap beach stuff, nothing over $5.99.  For me it cause stimulation overload.  The noise and traffic.  UGH!!!!!!

So Litchfield Resort is simply wonderful.  We booked this a few months back so the prices were really reasonable and I saved up for it so even though we charged the room, it is paid for.

The weather was really nice.  Hot of course but not too bad.  Nice and breezy especially at night.  It was almost cold when we went to the beach Wednesday night to watch the waves.

We didn't scimp out on anything but we also didn't go shopping.  We ate 1 meal a day at dinner and we ate good.  One night at Quigleys, one night at Pastoria 811 and one night at Habenero's.  All meals were really good.  Quigleys was especially relaxing.  We saw our one and only alligator there.  That is the one thing the hubster wanted to do was to see an alligator.  Mission accomplished.  LOL.  He really was quite cute swimming around and looking at us and the others.

We spent one day at the beach and one day at the pool.  We rent an umbrella at the beach and beach goers must think I am a vampire because I cover myself with towels even under that umbrella.  I do tan well but.........I don't want to burn because some of my medications don't mix well with sunlight.  Plus I really don't enjoy sitting on a towel cooking myself under the hot southern sun for hours on end.  Then we rent a cabana at the pool.  It is lovely.  It has a ceiling fan and televison.   All of the comforts of home whilst a few feet away from cool relief.  AHHH!!!!!!!!!!!!!!

So now we are back to reality.  Just Friday, Saturday and Sunday then back to so called real world.

I did have a light bulb moment in our room.  We stayed at the Seaside Inn, the rooms were quite small and kind of dark..............I would recommend them to have more light.  But I digress.  Packing up to come back was that light bulb moment.  Just looking at what all we packed was really distressing.  Did we need to bring all of this stuff?  Nope..........Do we need all of this stuff?  Nope..........Did we use all of it?  Nope.................Why did I pack it?  heck, why did I buy it in the first place?  So while I will never be a true minimalist, it sure caused me to question my buying habits.  Gosh I kind of thought I was doing good or at least better than what I used to be but this situation hit me between the eyes.  I found packing up to leave causing me a bit of anxiety.  That got me thinking.............having choices can be a great thing.  This dish detergent is cheaper than that one kind of thing but sometimes having too many THINGS to choose FROM can be daunting.  Do you agree?  Take I need a closet full of clothes or could I be happier with a few chosen pieces that go with everything else?  While walking one day at the beach I listened to a podcast by the Minimalists and clutter was their first episode.  Cleaning out their closets, trimming down their wardrobe was one of the first things they did when they decided to take this path.

So here are a few photos of our 3 days in SC:
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met this cutie on our beach day.  His name is Kenu and yes he is wearing sunglasses.  
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We went to see the movie The Mummy one night at this really nice shopping center that had horse drawn carriages.  Isn't he a beauty?
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Our cabana looked like this
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Majestic looking isn't he?
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the way back to Raleighwood
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Hello Gtown!

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that one alligator

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Sunday, June 11, 2017

Everyday Frugality

To someone that is new to living within or below their means frugality can appear to be boring or deprivation.  They may think they have to immediately grow all of their own food, make all of their personal hygiene products, read by candlelight at night...........well you get the picture.  Now to be fair none of these practices I just listed are bad in any way shape or form but to the newbie and to some goldie oldies they can be a tad bit "extreme".

To me, it's more about the everyday frugality.  Use it up, wear it out, make it do or do without seems much more appealing and easier to accomplish.  Cutting up the toothpaste tube or putting your bottle of lotion upside down to get those very last bits takes no energy whatsoever.  It takes perhaps 10 seconds to perform those tasks.   Bringing your lunch to work instead of going out.  Eating out less as a whole will save you a TON of money.  Scratch cooking saves a ton-this is an area that I suck at.  Sorry, just being honest ya'll.  If you don't have allergies, hanging out your laundry will save on the electric bill.  Mending clothes instead of throwing away or buying new pieces.  Combining several errands to make only 1 trip in the car.  Turning lights off when you leave the room.  Oh my the list goes on an on.  But you get my drift right?  It doesn't take a rocket scientist to figure this stuff out ya'll but it does take patience and discipline especially if you've been used to buying whatever you want, whenever you want and using credit cards when you don't have the funds.  It 's going to take a few months to see more wiggle room in your budget.  Once you see more money than month you will be hooked.  It gets exciting to see your savings account balance go up while your debt goes down.  It can be fun to make a game out of it-you know like let's see how long I can make this tube of toothpaste last or how many times will I use my towel before I get a new one?  You may find that you have a gift of cooking great tasting meals with nary a box on the counter.  Heck you may find that you and your family love your homemade desserts better than anything old Betty or Duncan can whip up.  You may find out that you love to garden.  It may become therapeutic after a hectic day at work.  And for sure it will be so exciting when you bite into that first tomato or bell pepper.  You will feel such a sense of pride and accomplishment that nothing else can touch.

What are your everyday frugal habits?

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a sample of my everyday frugalness-using up candles and the scraping every bit of this expensive cream out of this jar.

Wednesday, June 7, 2017

Almost There

So........we have $1424.29 to go until we reach the amount in the old emergency fund that makes me more "comfortable".  Notice I said comfortable, not totally satisfied but comfortable.  I kind of added up what our base expenses are plus stuff like groceries, prescriptions etc for a 6 month time frame.  Hopefully then we will be able to go full throttle on the last debt-my car loan but............and there is always a but isn't there?  But anyhoo..........................I then want to start funding some expenses that will be coming up like we will need appliances to replace our original ones, we will need a new driveway, a new roof and stuff like that.  I have spoken with the hubster about this and told him I really don't want to finance any of this stuff but pay in cold hard cash.  We will see if that will actually happen.

Then, of course, I have been hearing of layoffs.  My friend's place of employment is laying off and I know of others as well.......................Have you heard of any layoffs?  Have these layoffs happened to you or a family member?

Tuesday, June 6, 2017

I've Created an Aldi Monster!

So let's go back a year or so ago when Aldi opened in our little town.  Dear hubby wasn't exactly enthused with the notion of shopping there.  It got worse when I bought some kind of produce that went bad, really bad really quickly! 

Now-the tables have turned.  I'm not sure exactly when but now he is an Aldi person.  He started going with me and seeing just how low a lot, not all, of their prices are.  Each time he was a little more impressed until now if we see something at another grocery store his reaction is "it's cheaper at Aldi"!!

I laugh at him every time he does this.  It simply cracks me up.  Now Aldi is his favorite grocery store!!