Now to start off I want to say that true peace comes only from God. Saving money can also give one a sense of calm. For example if the hubster had this surgery just last year I would have been in a state of panic. How would we pay for it? I would have had many stressful moments. Now I can pay for all of the expenses. Yes the money will come out of the EF but I will work harder to build it back up.
I'm sitting here waiting for them to come get him. It's nice to not have to stress over money.