The hubster will be having surgery later on this month, nothing major but it does need to be done. I had him call his insurance company yesterday to confirm his deductible and co-insurance. It looks like after everything is said and done that we will be responsible for up to $3400.00. Gulp! I'm not worried, like I would have been in the past, because we do have this in our emergency fund plus some. But this has me thinking should we have a medical account since this is technically not an emergency but I don't want to charge it so we will take the expenses out of there to avoid debt. Does that make sense?
Do you have a separate medical account? If so, how much do you put in? Enough to cover surgery or just regular expenses?
Thanks for your input!