For those of ya'll who work outside of the home...........do you receive PTO? If so do you use it as fast as you get it or bank it? Where I work we are allowed to carry over 240 hours each year. Anything over that is lost if not used by December 31.
I've been thinking a lot lately how this really is money in the bank. If you have an extended illness you will get paid as long as you have the time. I know some folks use it pretty much as soon as they get it and that is their choice but I wonder if they consider the future at all. This would really be helpful especially if you don't have a large emergency fund.
What do you think? I'm not asking people to never take time off but I think we all should look at this benefit with new eyes.