Thursday, September 25, 2014

Do You Coupon?

I watched the Extreme Coupon shows and for awhile stores around here doubled coupons.  Now the only store that doubles is Harris Teeter and they are generally more expensive than the others.  Sometimes they have some really good deals but overall..........more expensive.

We do almost all of our grocery shopping at Kroger.  Kroger does not double coupons.  We also tend to buy generic for a lot of our items.  Kroger will periodically send us Kroger coupons for items that we always buy.  Sometimes we can get an item for free or cents off.

I'm finding that the majority of the coupons we would use are for cleaning supplies, laundry detergent and such.  We do eat processed foods, I won't lie about that.  We are doing better with that but still use them sometimes.

Are you a coupon queen?  Do you routinely score great deals?  Or do you say forget it, it isn't worth it?

Sunday, September 21, 2014

Upcoming Events for Seniors in Garner

Kind of strange to realize that I am not far from being an official "senior" but the official requirement is 55+

This is by no means is a full listing but just a few items of interest.

Wednesdays at 10am you get can get your blood pressure screened at the Garner Senior Center.  This event is FREE.

If you are a diabetic you can be part of a group to share ideas.  This takes place at the Garner Senior Center on the 2nd Tuesday and it is FREE as well!!

If you have questions regarding Medicare go to Garner Senior Center on Tuesday October 7 at 10:15.  Reps from AmeriLife and Health Services will be there.  FREE

Dementia & Alzheimers/Caretakers can get together to learn more about these diseases.  Thursday, November 13 at 10:15am at the Garner Senior Center.  FREE

Long Term Care and planning for it will take place on Thursday, December 4 at 10;15 am at the GSC.  Learn how to prepare for long term care.  Discussion will be about plans and cost.  Reps from AmeriLife and Health Services.

For more information regarding Garner Senior Center Ongoing Programs please call 919-779-0122.

Saturday, September 20, 2014

How is the Economy in Your Area?

Unemployment went up in NC for the month of August.  Is this a sign of the future?  Will the economy ever return to pre recession times?  I'm not so sure that will ever happen.  I've read and watched reports that claim that the unemployment rate is actually quite higher because many have simply given up looking for work and they've fallen off of the rolls.

Yesterday I read an online article that claims that next year is going to be very very bad for the US economy.  Now maybe these people are just fear mongers or maybe they are stupid but I sure hope they are wrong.  Knowing this makes me want to cut back more/spend less and save more.

Now let's assume this article is correct.    Would you continue to put extra funds to pay off debt or pay the minimum and put the extra funds in savings?  I'm leaning towards putting the extra in savings.  I think the Dave Ramsey way is an excellent way of paying off debt however if you only have $1000 saved up and then BAM the bottom falls out from under you.  Well that $1000 will not last very long.  What do people do?  What would you do?

Do you think the economy will get worst next year?  Do you think it will get better?  Are you in the position that no matter what the economy will be okay?  If so you are indeed blessed and smart because you saved instead of spent when flush with funds.  You delayed purchases until you had the cash to pay for them.  You didn't buy the best most expensive cars/furniture or homes.  In stead you put your common sense to work for you.

It's daunting to think it could get worse.  I pray it doesn't.

Wednesday, September 3, 2014

I Didn't Save 10% With Geico!

But I did save 10% or $32 by paying for our termite protection package for the whole year.  In the past we paid quarterly but when they offered the chance to save 10% I was like, where do I sign up?
This part of North Carolina is a hotbed for termites so you need to keep your termite coverage up to do or you could pay the piper.  If this was last year I would've still just paid quarterly but I'm kind of proud (but not too much-being Lutheran and all.........) of myself for doing this.  Yep the little things do add up.

Monday, September 1, 2014

We All Scream for!!!!!!!!!!!!!!!!!!!!!!!!!!

Raspberry Sherbet from Sunni Skies when it's 94 degrees with 90 % humidity!

photo by WRAL

Sunni Skies has a flavor so hot you have to sign a release form to not hold them responsible!!!  Can you believe it?