Our a/c stopped working today. It is the high 80's and will only get higher as the week progresses. It is simply too hot here in North Carolina to not have a/c. We do have 2 box fans in the den right now along with the ceiling fan. Going. full. blast. It's actually not too bad but this is not what I want do for days on end.
Here is why I feel like a failure: we don't have enough in the emergency fund to cover the replacement of the a/c. Why don't we get it just repaired? Because 2 years ago the same thing happened. We were told it would happen again but they weren't sure when.............Fast forward 2 years and we are at square one and that is I feel like a failure. It is our fault that we don't have the funds set aside. I can not blame it on expenses, however we did have quite an expensive year in 2013 with my back surgery. I can not blame it on the economy. I can only blame us. No matter how hard I try or how many blogs I read on frugality the plain truth is I spend $$ on things I don't NEED and that HAS to STOP! Right now! This very minute. I imagine that a new one will cost at least 6000.00. And I think that is most likely on the low side.
I'm not asking anyone to feel sorry for me and I'm also not asking someone to get holier than thou with me on how they would never be in this spot. I know there are some hard core frugalistas out there who can and do run circles around me. I'm asking for kindness when responding. And maybe some prayers for some nice cold Canadian air to come our way for a couple of weeks until this all blows over. LOL