So I've finally decided that having accounts and/or envelopes for various projects/items is best for me. By that I mean that I have established separate envelopes for hockey tickets, and an alternate heating option. This is in addition to accounts for vacation and Christmas plus the emergency fund. This may sound like too much for some people but I find it is best for me. If I have it all in one big account, I find that I lose track of what the funds are for.
How do you set aside your funds for such thing?
On Saturday I helped a local vendor by purchasing some soap and lip balm made locally. Yah for me!!
I've already tried the Granny Smith apple soap. Yummo!