|I obviously bought this book!! LOL|
Saturday, November 30, 2013
The book that is. Anyone read it? If so, what did you think? The author was stressed with materialism around Christmas and decides that she and her significant other will not buy anything other than essentials the next year. Now only you can decide what qualifies as essential. For some, fancy ingredients for food are essential, for others not so much. I had to overlook her political 'rants' throughout the book as we are polar opposites but the rest of it I found entertaining.
Saw these yesterday in the men's department at Belk. I think they are hideous yet somehow quite funny.
I needed a few items today and with a coupon, Cartwheel, gift cards and my Target debit I saved quite a lot. This cost a bit over $18.00.
The Cetaphil is originally just under $10.00, the chicken breasts were 6.99 and the 24 roll package of Scott was a tad bit over $17.00.
Check out my Red Sox cup in the background!!
Friday, November 29, 2013
We did not shop yesterday but we did shop early this morning. Woke up at 4. At Belk a tad bit after 5. Not crowded at all. Managed to get the
out laws oops, in laws their gifts. And yes I do think the deals were really good. In addition my dh and I got our gifts for each other. I saved up in a Christmas Club account via our credit union throughout the year. It's nice to pay CASH and not use the credit card.
Sunday, November 24, 2013
It is cold as heck here in North Carolina. I've been going through my hall closet/stockpile. Boy is it a mess!! I really didn't realize I have enough Bath and Body Works hand soaps to possibly start my own store. I'm not kidding. It is ridiculous. Being a clutterer and horder costs money. You have no idea what you have since it is such disarray that you buy duplicates. This is nothing to be proud of. I'm beginning to wonder about myself. There is stockpiling and there is hording. I'm not hording but I can see where it could get to that point. I need to get myself under some control. Any suggestions?
Saturday, November 16, 2013
So today I went to Target and Kroger and picked up a few items that I had coupons for. I had a Target Pharmacy rewards card that saves an additional 5% plus my Target Red debit card that saves another 5%. I looked at my receipts and thought that I saved a certain amount of money. But really I didn't SAVE it, I just didn't spend it. So after I was finished I drove to the ATM and transferred the money that I "saved" from my checking to my money market account. Thus I really did save it! Does anyone else out there do this?
Wednesday, November 6, 2013
Since Christmas is right around the corner, I felt safe mentioning it in a post. I know that Thanksgiving hasn't happened yet but those of us who are frugalicious it can be a trying time. We want to give good, thoughtful gifts without spending loads of money and using the credit cards. So what's a girl to do? I opened a Christmas club account at our credit union. I put a small amount in biweekly. You would be amazed at how this little amount really adds up. I think I have enough saved up for presents, paper, cards and stamps(if we go that route this year), decorations and food. We've never had a Christmas party and if we want one this year we need to get rolling. It would be nice to just have a couple of people over with a few snackie items and maybe watch a Christmas movie like Elf or something along those lines. I would love to have all gifts purchased by the end of November. Will that happen? I don't know but I have set it up for a goal.
I know this post will not be liked by all and I certainly hope you will continue to read even if you disagree. So BE WARNED: During this Christmas and New Year season we will be bombarded with requests to help feed and clothe the homeless, the people who are down on their luck. And some of us will dig DEEP down in the ole pantry and get out a few cans of cream of mushroom soup and some beans and put these in the bin at church or the local grocery store and pat ourselves on the back. Yep we done good. You know, people need help year round. It is true that it is especially hard at Christmas since parents want to be able to give some gifts and such but still the need is there year round. They need food on their table and in their pantry. It doesn't have to be organic, free range, chemical free food but it can be vegetables, staples, fruit etc........People need new clothing all during the year, not just during Christmas. And please when donating clothing we should all ask, would I really wear this? If it has holes and stains please just cut it up for rags because folks down on their luck want to look nice too. Or do we feel better if folks "look" needy? I bet all of us have a coworker or fellow parishioner who is THIS CLOSE to having to go to a food bank or the government assistance office. They keep it to themselves because they are ashamed and fear the reactions they will receive. They don't look needy, they don't look hungry. They don't look like their power just got cut off and their next pay check is a few days away. So my gift to me and all of us is this: pay attention to what is going on around you. Watch for subtle signs, listen to what is being said. Sometimes we can learn of these situations. Yes please donate to all of the organizations and groups that you can afford to give to. Give to needy families in your church, or workplace or neighborhood. If you can't afford to give items maybe you can babysit for a lady who needs to go on a job interview, maybe rake the yard, fix something that is broken. But please don't stop once the calendar says January 1, 2014. Even if those folks don't need help, someone else will. And for those that I've royally ticked off, I am speaking to myself just as much as you. The Bible tells us to show mercy, to live mercy to be merciful. To help the orphans and widows. I've yet to find a scripture that says we can only help those who we think truly deserves it. So that is my gift to all of you and me today!!!
Today I turn the big 52!!!!! I don't really feel that old but my body sure does. My knees crack and ache, my back aches due to arthritis of the spine. But I'm okay. Financially I am a bit better off than last year but not by much. That will change. I can assure ya'll of that. We will be spending a bit of money today. I want to go out for lunch and see a movie. We have a gift card for the movie so that is taken care of. Last year my birthday was election day!! Boo hoo for me because I did not vote for Mr. Obama. I didn't think he did a good job the first time around and didn't want to give him another chance. Well, so for he hasn't disappointed me in my low expectations. Enough about him as that can get depressing. I hope you all have a grand day!!
Tuesday, November 5, 2013
Sunday, November 3, 2013
Are you willing to try generics in your medications, food, cleaning products? Are you name brand loyal? Do you use a mixture of the two. Personally, I fall in between. I used to use generics ALOT. Now not as much. We do buy a lot of Kroger brand items but I love love love Dawn Blue Detergent. In my opinion there is not another dish detergent that comes close. I love Cracker Barrel Sharp Cheddar Cheese. I grew up eating it and I find that I like it so much better than other cheeses. I also like Sargento. I used to buy Kroger brand American cheese until I read an article that said American cheese has like NO cheese in it at all. So I started buying Sargento cheese slices. More expensive but it tastes so much better. Now generic crackers I have no problem with but............I am partial to Cheez Its. And I am a snob when it comes to body lotion, I prefer Curel Itch Relief. No other lotion works as well for me. Okay guys.......anything out there that you must have name brand? And I'm also getting more and more picky about Advil and Tylenol and Aleve.
Friday, November 1, 2013
This is where we will be tomorrow. Boone, NC. Home of Appalachian State. Yep the team that beat Michigan in 2007. Biggest upset in college football history. Truth be told, I am getting tired of going this year. It is a 7 hour round trip for us. Add in tailgating and the actual game. Let's just say it makes for a VERY long day. It wipes me out. I am practically useless on Sundays afterwards. And this weekend, dh is an usher at the 8:00 service. Woo Hoo!!! My dh works a part time job to pay for his football fever. It pays for the season tickets, gas etc.........So sports tickets are not a frugal endeavor but he does pay cash for it.
Judy at thatsudywithaj.blogspot.com has posted that her family is going to participate in 30 days of kindness during the month of November. I think that is so cool. We can all use more kindness in our lives. It sure would be nice on the drive in to work if that guy would let you in the correct lane or if you are only buying 1 item at the store and the person in front has a cartload and they say, go ahead of me. Sometimes you don't have to DO a thing. Just a smile or say hello. Sometimes all we want is to feel acknowledged. And sometimes.........it does an involve an expense be that time, talent or $$$. They can be the hardest but I firmly believe that in the act of helping others or showing kindness to others, we will be the ones who ultimately are blessed because it just feels good. I am not asking for life to be a kumbayah experience. I am not asking for folks to overlook real differences between ourselves but I am asking that we be kind to one another no matter our faith, politics, race, gender. People are hurting out there. Smile, show true concern, be interested in what people are telling you. Pay attention to what is written in your church bulletin. I don't know about your church but when you read our bulletin you suddenly find out that so many more folks are going through some hardships. Judy has given some good examples of being able to help that cost nothing but effort. Have extra clothes in GOOD condition? Not wearing them? Donate them. Now isn't that simple and painless? If you see someone in the parking lot at the grocery store that could use some help, go over and offer to help them. Especially elderly people. Those grocery carts have a
mind of their own, nope, sometimes they are down right a pain in the you know what and it can be hard to navigate. Hold a door open for someone. Say please and thank you. The list goes on and on. I'm sure ya'll can add some other things.
For me, Judy's post is so inspirational because she and her family has gone through hell the last few months and to have the forethought to think of others is just AWESOME.
Today is All Saints Day. A time to remember all of the Saints. But you know, in my opinion there are saints here on earth as well. Have you ever known someone who seems to have a hotline to God? I mean this person's relationship with the Lord is so strong and close. Do you know someone who would give you the shirt off of their back? Someone who is always there for you, in the good and bad. We, myself included, need to show these saints just how much we appreciate them. May you all be blessed today and always.