Wednesday, August 24, 2016

A Near Miss

Wow.  I had a major near miss.  I can't go into details, not yet, at least but let's just say that our finances missed taking a HUGE hit.  This has kept me up at night and worried me for days.  Today I received good news but won't know for sure for a little while.

I do know that this has given me a kick in the you know what.  I told the hubster that this has really affected me and how I want us to re do our budgets by putting as much as possible of my checks into savings AND paying as much as possible on the mortgage with his checks.  In theory our mortgage could be paid off by January if we follow this plan.  That way, if this situation were to happen again, then we would able to ride that wave!

Sunday, August 7, 2016

Aldi Run

Well today I made a small Aldi run. I bought some onions, bananas, grapes, whole wheat bread, eggs, granola bars, Asian noodles, and baby bell peppers. That store gets busier every time I go. I know the store is set up to be streamlined however they could use more employees manning the cash registers. 

Do you shop at Aldi?  If so, what do you like?

Saturday, August 6, 2016

Inexpensive Asian Inspired Meal

Tonight was one of the those meals where you hope what you've planned tastes as good as you think it will.  I am not much of a chef and don't have a lot of imagination in the culinary skills.  Well I have to pat moi on the back tonight because it actually worked tonight.

I used some Asian Sauce and noodles that I bought at Aldi.  I cooked some chicken in the Asian sauce.  I cooked the noodles in a separate pot.  Put the chicken on top of the noodles and voila!  It tasted really good.  And did I mention it was cheap?  The sauce is $1.99 a jar, the noodles I think were like .79 cents and the chicken thigh pieces were from a package of chicken thighs that the total price was a bit over $3.

For sure we will have this again.  If I change anything it will be to put more of a spicy kick to it.

What are your cheap easy to make meals that you trust over and over?

Friday, August 5, 2016

My FICO Score Went Down! GRRRR

Why, pray tell?  Because I am not charging!  Go figure.  I am paying down debt while not charging, or at least charging very little (think items on Amazon).  Now don't get me wrong. My score is still excellent but it annoys me that paying cash and doing what is best for my family can come back to bite me!

I've heard Dave Ramsey say many times that the FICO score is really a debt indicator not a financial or money indicator.  Maybe not those exact words but you get the jest of it.  I am now realizing what he is saying about this is so very true.

Oh well.......I will keep on keeping on.  Pay off the mortgage.  What will the FICO score look like then?

BTW-if ya'll order something online like Amazon you use your credit or debit card?

Have a good day!

Thursday, August 4, 2016

One Debt Down

I made a large $4260.60 payment today and one debt is gone. I told the hubster that some weight has been lifted off of my shoulders. 

Now I don't stay up at night worrying about our debt but it still is on my mind. I wish I had been this smart 30 years ago. Heck even 10 years ago but that's water under a bridge now. 

I can see a glimmer of light in our debt tunnel. 

Wednesday, August 3, 2016

Not Shopping at Target Has Saved Us Loads of Money

Let me explain.  Our prescriptions have been filled at the Target pharmacy for a long time.  Then CVS took over and the service seemed to be different.  They didn't have what we needed in stock or it wasn't ready when they said it would be.  So........................we have been tossing around the idea of going to another pharmacy in hopes that service and availability would improve.  Target was for me a huge drain on my purse.  I could not go in that place without dropping way more money than I planned.  I took one of my prescriptions to Walgreens and they had what I needed when I needed it.  '

I never realized just how much I dropped in Target until our pharmacy experiences. 

Is there a store that you have to say NO to? 

Tuesday, August 2, 2016

Murder She Wrote Monday

I am one of the biggest geeks when it comes to MSW. I've loved Jessica Fletcher from the very beginning. So much so that I have all 12 seasons on DVD. 

My husband came up with a grand idea. We've chosen a night to watch one episode. We're starting from the very beginning. The shows go by much faster when commercials are cut out!!  

Last night we watched the pilot. Who killed Sherlock Holmes. Ahh. It's so good to watch JB in action.