Monday, October 16, 2017

An Easy Way to Save Money

Do you perform the repairs and/or maintenance on your home or do you hire someone else to do them?  For us it really depends on the repair/maintenance.  My husband is no Bob Vila but he can do many things around the house that saves us big bucks.  Take today for instance.  He cleaned out our gutters.  We have a two story home so this activity can be a bit on the dangerous side but he always does a great job!' I figure that this bit of self maintenance easily saved us $50.00 or more dollars. 


What do you do around the home instead of hiring a professional?


Sunday, October 15, 2017

Where Have I Been and Debt Update

Well mostly I've been here in Central NC working for a living and looking forward to the day that we are debt free.  Being debt free will bring that freedom that I've spoken of in the past.  My ultimate freedom would be done with full time work.  I so look forward to that day and maybe just maybe it is closer to coming to fruition. 

Since early September, we've attended football games in Boone, NC to watch our alma mater.  This is not exactly a frugal hobby but one we do save for.  Last weekend we traveled to Chapel Hill to watch our beloved Notre Dame play against Carolina.  Now my brother graduated from Carolina so it could be a bit dicey but I pulled for the Irish and they won!!  Yay!!

We also went to the International Bluegrass Festival in Raleigh a couple of weekends ago.  I'm not exactly a bluegrass aficianado but it was fun and it could be as frugal or as expensive as you wanted it to be. 

Our church, along with other Missouri Synod congregations, will be having a huge 500th Anniversary of the Reformation in early November so that will be really cool to be a part of.  Both the hubster and I have signed up to help.

now for the drumroll...............................Our car loan is at $4917 and some change.  This is a huge difference from the last time I posted.  Our savings are growing as well.  Nowhere near the point they need to be but getting there.

I'm getting a lot of encouragement from Frugalwoods, Frugalqueen and Cait Flanders as well as several vloggers in the Youtube world. 

So what have ya'll been doing?  Any fun things?  Trying out new stuff?

Sunday, August 20, 2017

Prepping and the Solar Eclipse

Imagine my surprise when I saw an article online where local officials in Idaho were advising residents to prep.  Be prepared.  Be prepared for shortages.  What you talking about Willis?  Well so many out of towners are flocking to these states that officials are expecting shortages of food, water, gas and even the possibility of grids going down due to huge demands.  I was shocked to see a line of traffic on the interstate.  Completely stopped bumper to bumper.  All I can say is wow.  I have to be at my desk in the cubefarm so I won't be able to "see" it.  But all of this talk makes me wonder-will our computers work?  I think so and I sure hope so.  But mostly this makes me think that being prepared is a good thing and not just for some cataclysmic event that will bring down nations.  I mean, emergency funds are being prepared.  Full tanks of gas are being prepared.  Having enough bathroom tissue is being prepared.  It doesn't have to mean having enough food to feed your family plus your neighborhood for months on end but if that is where you feel comfortable go for it.  Just don't go into debt doing it.

What will you be doing during the eclipse and where will you be?



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Sunday, August 13, 2017

Cleaning Supplies






Okay master frugalistas out there.  What are your tried and true really good cleaning products?  I'm on the fence with vinegar and water.  I don't know, something about it just doesn't do it for me.  It's not the scent because I do add essential oils.  It just doesn't seem clean.  I know I know I'm coo coo for cocoa puffs but we all have our little ways now don't we?

Do you buy or make your cleaning products?  If you buy them do you use name brand or generic?  I know that CTMom buys some from the Dollar Tree.  I did buy some of the automatic dish washer detergent from the Dollar Tree and I have to say it did a good job.



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Frugal Festive Christmas Party Ideas Needed

This year I want to step outside of my comfort zone and actually have a few people over at Christmas.  Not for a formal Christmas dinner but more of a little friendly get together.  My idea so far is to watch Elf while we eat and just relax.  I need some ideas for snacks.  I'm thinking it will be a small affair, maybe 10 of us total.  So if you have any recipe ideas please share!

I'm trying to plan and be prepared so it doesn't slip up on me before it's too late.

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branch2typepad.com



                   I kind of like this photo.  It's very cute.  Seems doable.  What do you think?

Saturday, August 12, 2017

I Survived My First Week at My New Job

Whew boy it's a lot to learn.  I don't think I've even scratched the surface but..................I have like it.  My 2 coworkers seem very nice and helpful.  It's got to be tough on them since both of them have been there forever and then here comes a newbie slowing them down.

So what is new with ya'll?  Any new exciting frugal things going on in your lives?

Wednesday, July 26, 2017

Stockpile, Abundance and Waste

Kind of heavy, eh?  While I was brushing my teeth this morning, these thoughts popped in my mind.  I am off today, thank goodness so I can relax and calm down a bit and really think about things ya know?  Well back to the toothpaste....................I stockpile food and certain items like toothpaste.  This stockpile creates an abundance plus I am very blessed to be able to stockpile in the first place.  Many people can't.  Well....................Does that abundance create waste?  Let me wax............back in the day when I was first interested in frugal living, Amy Daczyn( can't spell her name) aka The Tightwad Gazette was just coming out.  One of her principles was to see how low can you go without feeling the negative impact and toothpaste was one of her examples.  Did I put on enough to cover the whole head of the toothbrush when 1/2 of that would suffice?  As I looked at my brush I realized that yea........I am using more than I really need.  Why is that?  Is it because I have that stockpile?  Once again......let me think here.  If I truly lived on a very restricted budget and could only buy necessities and NOTHING else I think I would be much more careful with how I use my resources.  If I knew that I had another week to go until I got paid and the tube of Crest was getting low and I didn't have another waiting in the wings, yea I would make that baby last as LONG as possible.  You can use this example with all kinds of things like shampoo, lotion, water etc...........I read once where someone used only 1 bottle of dish detergent in an entire year?  How in the world did they do that?  Was it the size of the Grand Canyon?  I mean my bottle Mrs. Meyers will not last an entire year even if I carefully measured what I use.  You can only add so much water when you get to the end of it.  LOL.  So this brings me back to abundance and waste.  I can sit back and feel very self righteous and complain about the wastefulness of society until that finger turns around and is pointed right at me.  Point blank.  Do I scrap the very last drop of mayo out of the jar?  What about mustard, ketchup?  I mean is it really worth it?  Yes it is.  Do I do this?  No I don't well not most of the time.

Do I need to slow down of the stockpiling?  Perhaps I do.  Do I need to be more careful with my resources?  Yep I do.

Do you routinely eat down your stockpile and not contribute to it until it reaches a critical low or continually add to it while at the same time eating it down?